Be alert to your surroundings when you use the ATM.
Cover the keypad with your hand while you enter your PIN.
Take your receipt, cash and ATM card with you when you have finished your transaction!
Keep receipts of your ATM transactions and check them regularly against your account records for any discrepancies.
Report any lost or stolen cards to the bank at once. Promptly reporting a lost or stolen card will greatly reduce the chances that it will be used by an unauthorized person.
Maintain an awareness of your surroundings throughout the entire transaction. Be aware of anyone sitting in a parked car nearby. When leaving an ATM make sure you are not being followed. If you are, drive immediately to a police or fire station, or to a crowded, well-lighted location or business.
DON'Ts
Use an ATM if the card reader or PIN pad look suspicious or unusual, have unusual marks or attachments. Report it to the related bank.
Leave your transaction receipt at or near the ATM – even if you don’t need it any more.
Use an ATM that appears unusual looking or offers options with which you are not familiar or comfortable.
Allow people to look over your shoulder or help you as you enter your PIN.
Re-enter your PIN if the ATM eats your card -- contact a bank official.
Wear expensive jewelry or take other valuables to the ATM. This is an added incentive to the assailant.
Count your cash at the machine or in public. Wait until you are in your car or another secure place.