Job Title

Credit Analytics Manager
Department : Product

  • Execute validation of risk data aggregation and risk reporting against the regulatory requirements, identify compliance gap, and implement necessary remedial measures
  • Conduct qualitative validation by examining itemized criteria for risk data aggregation and risk reporting
  • Conduct quantitative validation with standardized tools and templates
  • Conduct qualitative and quantitative validation of credit scorecards, PD/LGD/EAD models, or other credit risk models (e.g. portfolio risk stress testing, IFRS9) in accordance with regulatory requirements
  • Manage validation process including planning and executing project activities, coordinating, and liaising with different parties in JETCO
  • Prepare reports and make recommendations to management and stakeholders
  • Manage overall loan impairment and risk-adjusted profitability of unsecured lending portfolios
  • Review policies and procedural guidelines regularly and participate in system testing and other projects
  • Review and formulate policies to keep abreast of regulatory requirements and reflect changes in risk and competitive dynamics in the SME markets

  • University degree in Statistics, Business / Data Analytics, Quantitative Finance, Engineering, Risk Management or related discipline
  • Minimum 5 years’ relevant working experience in MIS function of SME unsecured lending business in financial institutions
  • Good experience in credit risk model development, model validation and implementation in SME unsecured lending
  • Proven knowledge of regulatory models including Basel, IFRS9, Stress Test, Loss Forecasting and scorecard development
  • Strong business acumen with good analytical, problem-solving and report-writing skills
  • Ability to perform multitask with attention to detail and compliance
  • A good team player with ability to influence and communicate with stakeholders across organizational levels to deliver results
  • Proficient in data analysis packages i.e. SAS, Excel, VBA, SQL (knowledge of Qlik Sense and Python will be a plus) and MS Office applications
  • Good command of written and spoken English and Chinese


We offer competitive remuneration package and career prospects to the right candidate. Salary will be commensurate with qualifications and experience. Our attractive remuneration package includes 5-day work week, year-end bonus, performance bonus, dental and medical benefits, employer voluntary contributions to MPF, education allowance, staff well-being sponsorship, birthday leave, marriage leave, family care leave, etc.

Interested candidates please send your full resume stating contact details, current and expected salary by clicking “Apply Now”.

Personal data collected will be used for recruitment purpose only. We are an equal opportunity employer.